Modern Treasury has announced a partnership with Sardine to strengthen transaction monitoring and fraud prevention for businesses moving money across the US and globally. Integrating Sardine’s real-time monitoring and risk infrastructure gives Modern Treasury customers an additional layer of fraud detection on top of the platform’s built-in compliance controls, payment rail connectivity, US account infrastructure and ledgering.
The logic is straightforward: as payments get faster and more embedded into software, fraud grows in both speed and sophistication. Teams need infrastructure that monitors transactions in real time, adapts to evolving threats and supports compliance without adding friction to the payment experience.
The combined solution lets teams monitor transactions in real time across stablecoins, ACH, wire, RTP, FedNow and push-to-card; screen wallets and automate risk checks within stablecoin orchestration workflows; reduce manual reviews while maintaining strong controls; keep a consistent, auditable ledger across payments; and scale through one API handling the full payment lifecycle. Customers get the fraud monitoring built in, with no additional integrations.
“Payments are evolving quickly, and fraud is evolving even faster,” said Soups Ranjan, Co-Founder and CEO of Sardine. “By bringing real-time transaction monitoring into Modern Treasury’s robust payments platform, we’re able to help customers stay ahead of threats while delivering seamless payment experiences.”
“Moving money in real time requires real-time risk infrastructure,” said Matt Marcus, Co-Founder and CEO of Modern Treasury. “Sardine’s transaction monitoring capabilities allow us to extend our platform with more advanced fraud detection and compliance tooling, so our customers can move quickly without compromising on security.”
Modern Treasury has powered over $400 billion in payments for hundreds of organisations. Sardine’s platform draws on a fraud consortium spanning more than 6 billion profiled devices, 800 million consumers and 3 million businesses worldwide, with clients including FIS, GoDaddy, Intuit, Edward Jones, ZoomInfo and Checkout.com